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Happy Friends

Indentification Documents (Individuals)



The Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer Regulations 2017) (replacing the Money Laundering Regulations 2007) require appropriate identity (ID) evidence to be provided when certain transactions take place. The checklist below sets out the ID evidence needed.

Proof of Name - 1 document required
Proof of Address - 1 Document required
House insurance or motor insurance certificate
A visit to you in your home by an Argo Life & Legacy Ltd advisor
Marriage certificate to evidence change of names
NHS Medical Card
National identity card bearing a photograph of the applicant
Electoral Register entry
Residence permit issued by the home office to EEA Nationals on sight of home country passport
Inland Revenue self assessment or Tax Statement
Firearms/shotgun certificate
Benefit Book or original notification letter from DWP/UKGOV (cannot be used if already used as proof of name)
Benefit Book or original notification letter from DWP/UKGOV
Council or housing association rent card or tenancy agreement for the current year
Photographic registration cards for self-employed individuals in the construction industry - CIS4
Solicitors letter confirming recent house purchase or Land Registry confirmation of address
Full old-style driving licence
Original mortgage statement from a recognised lender issued for the last FULL year
Current Full UK or EEA photo card driving licence
Bank, Building Society or Credit Union statement or passbook
EEA member state identity card (which can also be used as evidence of address if it carries this)
Current UK driving licence (but only if not used for the name address)
Original birth certificate (UK birth certificate issued with 12 months of the date of birth in full form including those issued by UK authorities overseas such as Embassies High Commissions and HM Forces)
Local authority council tax bill for the current council tax year
Current signed passport
Utility Bill (issued past within 3 months)

Documents we will not accept include, but are not limited to:

-    Provisional driving licence
-    Mobile phone bills
-    Credit card statements

We cannot accept one form of identification for both name and address e.g. if you provide your driving licence as proof of your name you must provide another form of identification for your address, such as a utility bill. ID must be received by us before any meeting takes place or any work is commenced by us. 

We will also undertake an electronic identification check and will ask you to provide us with the necessary information to enable us to do this.  We make a charge of £5 plus VAT per name for each electronic identification check.

We may look at alternative sources of identification if documents from the schedule are not available.  We would look at:-
•    Letter from care home manager
•    Letter from GP
•    Letter from property owner confirming temporary residence
•    Professional identification if someone has mental health or capacity problems

Paper or electronic photocopies cannot be accepted by us (unless we have previously had sight of originals) so please ensure if you are posting identification to us it is sent to the address as listed on our letterhead using the Royal Mail Signed For service. Your ID will be returned by us using the same service. If it is not possible to send original identification documents we can accept paper or electronic copies that have been certified by a professional person (who may charge a fee) or someone well-respected in your community (‘of good standing’) like a:
-    bank or building society official
-    councillor
-    minister of religion
-    dentist
-    chartered accountant
-    solicitor or notary
-    teacher or lecturer

The person you ask shouldn’t be:
-    related to you
-    living at the same address
-    in a relationship with you

Take the photocopied document and the original and ask the person to certify the copy by:
-    writing ‘Certified to be a true copy of the original seen by me’ on the document
-    signing and dating it
-    printing their name under the signature
-    adding their occupation, address and telephone number


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