Funeral Planning

Whilst no-one likes to think about death or funerals, whether it’s our own or our loved ones’, having a plan can often help to make things that little bit more bearable. It can be very comforting to know that when the time comes, your funeral wishes will be taken care of.

Making things easier for loved ones

A pre-paid funeral plan lets you choose the funeral you want and take care of the cost of your funeral director’s services in advance.  
It’s a simple, thoughtful way to plan ahead that can help relieve your family of the stress and financial worry they may otherwise have to face.

Taking care of your funeral wishes

We fully understand it’s not always easy to talk about death or dying with anyone – let alone those closest to you. But by planning ahead now, you can be certain that you’ll get the funeral you want, and at the same time save your family from any difficult decisions over your final wishes.

You can use this funeral wishes form to express your wishes. These are your personal choices, It can be very reassuring to know that you’ve taken care of your arrangements. And when the time comes, your family and friends will also find comfort in knowing that your funeral is carried out just the way you would want it.

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Why use argo funeral planning?

It’s an easy way to do something amazing for your family Few people like to talk about their funeral. With argo funeral planning you can help make things easier for everyone – so that when the time comes, just one phone call to your funeral director is all that’s needed to activate your plan. Everything will then be taken care of, and carried out according to your wishes, helping to relieve your family of the stress and financial worry they may otherwise have to face.


You’re in the best of hands


argo funeral planning uses plans provided by Golden Charter:

• They’re one of the UK’s largest funeral plan providers1

• Over 700,000 people have already trusted them with their funeral arrangements2

• They’re owned by the people who understand your funeral planning needs best: independent funeral directors

 • Their plans are accepted by almost 3,000 funeral directors across the UK – giving you a wide choice3

1. Based on recent market share of funeral plans sold. For details please see Funeral Planning Authority statistics 2018 at funeralplanningauthority.co.uk/statistics and Golden Charter Annual Review 2018/19.

2. 722,434 customers at 29 August 2019.

3. Based on number of funeral director branches in the UK Rated Excellent – March 2020 accepting Golden Charter plans at 1 September 2019 (2,934), Golden Charter Annual Review 2018/19.


Why planning ahead makes great financial sense?

You might be surprised to hear!


while the average cost of a funeral in 2010 was £2,857, by 2019 it was £4,417.1 That’s an increase of 55% in less than 10 years – well above inflation.

A funeral plan is smart alternative to savings With the rise in funeral costs outstripping inflation over recent years1 , there’s no guarantee that, when the time comes, your bank or building society savings will cover the cost of your funeral.

Nobody wants their family to face money worries in the future. A funeral plan lets you fix the cost of the funeral director’s services covered by your plan at today’s prices. Even if prices rise in the future, once your plan is paid for2 you’ll have the reassurance of knowing there’ll be nothing more to pay for these services – guaranteed.

Peace of mind without compromise

We know that our clients use us for the advice and support we provide everyday in a simple and easy to understand way

We actually do not provide underwrite the Funeral plan ourselves but

here at argo we have spent time researching the best funeral plan product to use with our clients


Argo Life & Legacy Ltd are agents for Golden Charter Funeral Plans, all plans purchased are managed by Golden Charter


Because Golden Charter is an FPA-registered provider, you benefit from the protections available through its regulations. www.funeralplanningauthority.co.uk

Golden Charter is recommended by the National Society of Allied and Independent Funeral Directors (SAIF), which represents independent funeral directors nationwide.

With something as important as your funeral arrangements, it’s vital to know exactly what you’re buying and what your plan includes.


With some funeral plans, what looks like a good deal may come at a price; one that could leave your family with an unexpected bill, or a level of service that doesn’t meet expectations.


Golden Charter is a trusted funeral plan provider for a reason First and foremost, we’re owned by independent funeral directors across the UK. These are genuinely local businesses, with roots in the community and a reputation for service and support. This means you and your family receive local, personal service when it matters most. We believe our plans also offer value for money and choice.


Plans are priced to ensure you receive the funeral you expect at the time it is required, with no hidden charges or fees and, crucially, with no compromise on service and quality. Your payments are protected and, once your plan is paid for2 , they are guaranteed to cover the funeral director’s services within your plan.


Having that reassurance is essential when you’re planning for later life. And we believe it’s one of the main reasons why 94% of our customers in a recent survey said they were satisfied or very satisfied with our service, and 93% would recommend us to a friend.2


1. Or after 2 years’ consecutive payments when paying by the fixed monthly payment option. 2. Based on independent research by CJM Research between October and December 2019 (sample size 662).

As well as the comfort of having a plan in place, you’ll have the peace of mind that comes with being able to help save your family from worry and expense in the future. So why not take the next step?

Ready to take the next step?

Get in touch today

Call us on - 01622 843729

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