What is the personal allowance for care?

When someone moves into a care home and their fees are being paid (in full or in part) by the local authority, they are not expected to hand over every single penny of their income. The law recognises that people still need a little money for the small but important things in life.

This is where the Personal Expenses Allowance (PEA), often called the personal allowance for care, comes in.

How Much Is The Personal Allowance?

For 2025/2026 in England, the personal allowance is £30.65 per week. (Scotland, Wales and Northern Ireland set their own figures, which can vary slightly.)

This is the minimum amount of income a person in residential care is allowed to keep for themselves, regardless of how much the local authority contributes to their care fees.

The figure changes every year in April so if you are receiving support from the local authority it is always sensible to check they have allocated the up to date figure when calculating your correct contribution to care charges.

What Can It Be Used For?

The allowance is designed for personal use only. Think of it as your "comfort fund." Common uses include:

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  Clothes and shoes

• Toiletries and personal grooming items

• Stationery, books, magazines or newspapers

• Small treats like sweets, biscuits or a favourite tipple

• Outings or activities

• Birthday presents for loved ones

  
  

It cannot be asked for by the care home to put towards fees — it is ring-fenced for the resident.

Why Does It Matter?

This allowance might not seem like a lot, but it’s about dignity and independence. Even in a care setting, people should have the freedom to buy the little things that make life feel personal and enjoyable.