Funeral Planning Care plans are an important consideration when you (or a loved one) start to lose capacity. There are many ways of funding care and it is important to know what options are available to you and how they can be accessed. To avoid paying unnecessary fees, it is important to know what capital assets and income are excluded and included in the assessment and what exemptions and reliefs are available on assets. ​ We can also review your Will and prepare your Lasting Power of Attorney to ensure that you are equipped for the future, should the worst happen. Our team specialise in care planning advice and are here to help guide you through the assessment process. We hand pick agencies and staff to provide care and build a package around you and your needs. ​ It is not just the practical care that we help with. We also help coordinate the essentials (dental care, optician visits, chiropody, hospital and doctor visits), and the luxury (hairdressing, manicures, pedicures, and general pampering) within our care support packages. Getting Started frequently asked questions What can go into your will? Each Will is unique but here are some examples of what yours might include: ​ Name of your executor (who will manage the Will) Any Legal Guardians for your children Your funeral wishes/arrangements Personal assets (e.g. jewellery, cars, pictures) Financial assets (money in the bank accounts, any property you own) Name your beneficiaries (who you are leaving your assets to) Why do I need a Will? You decide when you make a Will who you leave your assets to. As soon as you begin to save, purchase your first home, have your first child or inherit money a Will becomes essential. Without a Will you have no say in how your estate will be dealt with and instead, your assets will be divided according to the law. Your family may not end up with all that you wish or their future may be complicated by assets going elsewhere. As long as you are able to give instructions and have capacity to make a Will you can. You decide who will be your executor, who will be the guardian of your young children, who you leave your personal items to and all of your other assets. Do I need a lawyer to write my Will? It is not essential for a lawyer to write your Will. However, the value that a lawyer brings to making a Will is the advice they provide in relation to taxation, care planning, conflict of interest and practicalities. They are also familiar with the terminology that is used to interpret Wills by the Courts so can add valuable insight into what could be the difference between a valid Will or an invalid Will. Where does my Will live? We hold on to all the Wills so that it is safely kept. All our newly written Wills are also added to the National Will Register. What should I never put in my Will? Always carefully word gifts in your will to avoid giving something away that you might not have at your death (E.g. a bank account that may close before you die). Your Will is a private document so anything that you write in it remains confidential. However, once a Grant of Probate has been issued it becomes a public document which means that anyone can apply to the Probate Registry for a copy. Therefore, it’s best not to include any sensitive reasons as to your thoughts; you don't want the world to see you airing your family disputes in public. It is best to leave out a clause in your will that goes into detail about why you have excluded a beneficiary from your estate. These are often sensitive issues. By all means, you can say that you have specifically excluded a beneficiary but if you feel the need to tell people why, do this in a separate letter to your executors which sits with your will. "Working with Argo has been calm, straightforward and incredibly reassuring. I could not recommend them highly enough" ​ - Mrs Normal, Maidstone Have you listened to our podcast? Click here Have you read our Care Planning Blog? Click here Get in touch by email, phone, or live chat Details here

< Back Wills From £300 +vat Free 15 minute Consultation More Information Wills There are many different types of wills that you can have depending upon your circumstances. Some may be relevant for you and some may not, so we have tried to make it easy for you to spot what you may need. Previous Next

No two individuals are the same. The value of your estate will vary according to what you have, how much it is worth, and where it is. Estate Planning enables you to mitigate Inheritance Tax by gifting assets during your lifetime and taking advantage of available exemptions and reliefs. ​ Inheritance Tax is a tax on the value of your estate on death. It is charged at 0% on the first £325,000 and this is known as the Nil Rate Band. If your estate is valued above this the excess is charged to Inheritance Tax at 40%. However, assets passing between spouses on death are exempt in their entirety. ​ Since October 2007, the executors of a surviving spouse can apply to the Revenue to transfer the unused Nil Rate Band of the first spouse to die. So for example, if first spouse leaves everything to the survivor, and the application to the Revenue is successful, then the survivor’s estate will be entitled to double the Nil Rate Band on their death. Lifetime gifts made within 7 years of death will reduce the available Nil Rate Band so planning is essential. ​ If you plan sensibly you can mitigate an Inheritance Tax liability by gifting assets during your lifetime; taking advantage of available exemptions and reliefs; or simply by ensuring you spend the lot before you go! You can also use insurance policies to cover the likely liability but these are not always available and may not be sensible for you personally. ​ In 2017 the Government also introduced something called the Main Residence Allowance. This is a tricky piece of legislation but if you tick all the right boxes it means that an individual could also received an additional £175,000 of Inheritance Tax allowances. ​ Planning to mitigate tax needs careful consideration and often involves working closely with us, your accountant and your financial adviser. If your estate is over £325,000 and you are worried about a big tax bill ​ ​ Contact us to arrange a FREE 15 minute consultation to find out how we can help you protect your legacy and loved ones. Book Here Tax & Estate Planning

Standard terms of business 1. Instructions 1.1 The individual letter you will receive defines the extent of the work we have agreed to undertake for you, our assessment of its cost and any specific terms applicable to your matter. ​ 1.2 If you have already asked us to start work on your behalf, e.g. by giving you initial advice or by acting in an emergency, we will have been doing so on the understanding that, unless otherwise agreed, the terms as set out here and in our Letter of Engagement apply from the start. ​ 1.3 Your continued instructions amount to acceptance of these Terms of Business regardless of whether you have signed and returned the acknowledgement of our Letter of Engagement. ​ 1.4 Where our client consists of more than one person or entity, the liability of those persons or entities is joint and several. Each joint client irrevocably allows us to disclose to any of the joint clients any information which we would otherwise be prohibited from so disclosing. ​ 1.5 If any joint client ends this permission or if a conflict of interest arises we may suspend or terminate the provision of our services to one or more of the joint clients. ​ 2. How we will carry out your instructions 2.1 We will agree with you a plan for your work as far as possible and keep you informed of progress. ​ 3. Identification 3.1 We are required to obtain satisfactory evidence of the identity of our clients and sometimes people related to them. We need to obtain such evidence of your identity as soon as possible. ​ 3.2 We will undertake searches with third party agencies which provide identity verification services for the purposes of evidencing your identity. To do so the agency may check details you supply against any database (public or otherwise) to which it has access. It may also use your details in the future to assist other agencies for verification purposes. A record of the search will be retained. 3.3 Details of any additional documents that we need you to provide are explained in our accompanying letter. We reserve the right to require provision of further information and documents to verify your own and or your associates’ details. ​ 3.4 We may be required to make disclosures to the National Crime Agency where they know or suspect that a transaction may involve money laundering or terrorist financing. If we make a disclosure we may not be able to tell you and we may have to stop working on your matter for a period of time and we may not be able to tell you why. ​ 4. Charges 4.1 We will agree fixed fees with you wherever possible. Where this is not possible our charges will be calculated by reference to hourly rates which take into account the degree of complexity, risk, value, and urgency involved and the level of seniority of the advisor working on your behalf. ​ 4.2 Fees charged by reference to hourly rates are calculated on the basis of the time it takes to perform the work during office hours. We may need to act rapidly, drop everything else and continue outside the normal hours of business. The matter may be extraordinarily important, complex or valuable. We may have to spend extended time out of the office or go through extraordinary amounts of documents. These factors may lead us to increase those fees. ​ 4.3 Routine correspondence and calls are charged in 6 minute units of time, whether written, made or received. We record time in 6 minute units. Longer activities are charged on a time spent basis as a multiple of such units where we charge for work by the hour. ​ 4.4 We have detailed the charging agreement applicable to your matter in our letter sending our Terms of Business. 4.5 At the outset of any matter we will give you an indication of the likely costs and expenses involved in acting for you. Where appropriate we will confirm the stage at which payments are likely to be required from you. Any figure expressed as an estimate is given only as a guide and should not be regarded as a fixed fee unless agreed as such in writing. ​ 4.6 We will keep you informed about the level of fees incurred and if any unforeseen or additional work becomes necessary. ​ 4.7 For a variety of reasons, some matters do not proceed. In these circumstances we will charge for the work carried out and expenses incurred to the point of conclusion, unless otherwise agreed. ​ 4.8 We are required to charge VAT at the current rate on our charged and on certain payments we make on your behalf. All figures advised or quoted are net of VAT. ​ 5. Expenses and associated fees 5.1 In appointing us to act for you, you are authorising us to incur such expenses as we consider necessary for the proper conduct of your matter. However, we will consult with you before incurring significant expenses. ​ 5.2 We will usually require payment in advance and on account before incurring expenses. We pass on travel and subsistence expenses as incurred. ​ 5.3 We reserve the right to charge for photocopying. Black and white copies are charged for at 20p per A4 sheet (40p per A3 sheet) and colour copies at £1 per A4 sheet (£1.50 per A3 sheet). ​ 5.4 We will make a charge of £5 plus VAT for each named searched for the purposes of electronic identification checks. ​ 5.5 We will not charge travel expenses for local visits within Kent. We reserve the right to charge mileage costs when visits are necessary outside the county of Kent. This will be in line with H M Revenue & Customs travel expenditure guidance. ​ 5.6 Telegraphic transfer of money attracts charges made by our bank for its services and by us to cover administration costs. All of the above costs will appear as part of our fees to you. ​ 6. Billing frequency 6.1 Unless otherwise stated, monthly or interim invoices are a final account of our fees for the work done during the period to which they relate. You agree that we may raise interim invoices which are not final bills. ​ 6.2 There may be a delay invoicing expenses incurred on your behalf pending our receipt of the relevant invoices from third parties. Accordingly our invoices may not be a final invoice in relation to such expenses. ​ 7. Payment and interest on late payment 7.1 Our invoices become payable on delivery. We may charge you interest on any outstanding balance at 5% per annum (pro rata) from 14 days after delivery of our invoice. ​ 7.2 We will apply any payment to settlement of outstanding interest before settlement of unpaid fees. ​ 7.3 We do not accept payments in cash. ​ 7.4 If payment is not made we reserve the right to cease work at that point on the matter concerned and any other matter in which we act for you, so as to not incur further costs. ​ 8. Interest on client money 8.1 Monies we hold on account of transactions and costs and expenses in our general Client Account will rarely attract as good a rate of interest for you as you could arrange for yourself. ​ 8.2 No interest will be paid if the amount calculated on the balance of your monies is less than £20. ​ 8.3 Interest earned on monies held on designated Deposit Accounts by us is not subject to tax and will be passed on to you in its entirety. ​ 9. Financial Services Compensation Scheme (FSCS) 9.1 Money held by us on your behalf is deposited in a designated client account with one or more banks or building societies. ​ 9.2 Argo Life & Legacy Ltd. does not accept any liability to you or anyone else if such a bank or building society defaults in making a required payment when due including refunding the monies to you. ​ 9.3 If there is such a default you may be entitled to compensation under the FSCS or such other scheme as may be operated by the Financial Conduct Authority at the relevant time. ​ 10. Termination 10.1 We may cease to act for you on any matter by giving you reasonable written notice if: - you fail to give proper instructions - you fail to give us the co-operation which we are reasonably entitled to expect - our continuing to act would be impractical, unethical, or unlawful - we have a conflict of interest - you fail to provide us (or replenish) sufficient monies on account when requested - you fail to pay out invoices as and when due for payment; or - you fail to co-operate with our AML / CTF due diligence requirements - you do not behave in accordance with our acceptable behaviour policy ​ 10.2 On termination by either you or us: - you must pay our charges for work carried out up to the date of termination; and - we may keep all of the papers which we are entitled to retain until all costs, disbursements and interest have been paid. ​ 11. External communications and confidentiality 11.1 We use post, telephone, and email for communications with you and others (where appropriate) concerning your matter. We assume the authority to do so and you should advise us if you have security or other concerns. ​ 11.2 Sometimes we ask other companies or people to undertake preparation of formal bills on our files to ensure invoicing is completed promptly. We require that confidentiality is maintained by these outsourced providers. If you do not want your file to be outsourced please tell us as soon as possible. ​ 11.3 We are subject to quality management standards and other audits. External organisations may conduct quality checks on our practice which may involve examining your file. These external organisations are required to maintain confidentiality in relation to all files. If you would prefer to withhold consent to your file being inspected work on your file will not be affected in any way. We assume that we do have your consent on this occasion and in relation to all future matters in which we act for you, unless you notify us to the contrary in writing or by email. ​ 11.4 We are bound by strict confidentiality rules and maintain confidentiality in regard to your work generally. However, a number of regulatory authorities may require us to disclose some details from time to time. For example, HM Revenue & Customs have the power to inspect our records and we have reporting obligations to them. ​ 12. Privacy and Data Protection 12.1 We may use your personal data (as defined by the GDPR) for the purposes of client identity verification, the provision of any of our services, the administration of files and records, legal and regulatory compliance and the marketing and promotion of our services, as well as informing you of relevant news and legal developments. ​ 12.2 In certain circumstances your personal data may be transferred outside the European Economic Area (EEA) where data protection legislation may not offer the same protection as within the EEA. If you would prefer that we did not transfer your personal data outside the EEA please notify us in writing or by email as soon as possible. ​ 12.3 Please note our work for you may require us to provide information to third parties such as expert witnesses and other professional advisers. We may also disclose your personal data to third parties from which we are buying a business or assets or to which we are selling some or all of our business and assets as part of any due diligence process. Your personal data may subsequently be transferred to such third parties. We may also be under a duty to disclosure of your personal data as part of our legal obligations . 12.4 You have the right to access personal data we hold about you. If you do not wish us to process your personal data for marketing purposes, please advise us in writing or by email as soon as possible . 13. Intellectual property rights 13.1 Unless otherwise agreed in writing, we retain the copyright and other intellectual property rights in all written and other material supplied to you concerning matters in which we are instructed. If material prepared by us is passed or disclosed to third parties then you accept liability for the payment of a proper professional charge for the use of such documentation together with all expenses or losses incurred in enforcing our intellectual property rights. 14. Storage of files and documents 14.1 We will keep all documents and any items which you deposit with us for safe keeping available for inspection upon reasonable notice. They will be returned to you on request unless they are subject to an undertaking or obligation to a third party or they are being retained pending payment of outstanding costs. ​ 14.2 Subject to any restriction imposed by law, we do not accept liability for the loss of or for damage to, items held in our custody or any further losses which might arise as a consequence of an item being lost or damaged. ​ 14.3 We look after deeds, wills and other important documents but we have no duty of care to give advice in relation to those documents. ​ 14.4 Holding documents for you or having knowledge of your circumstances will not constitute a retainer to advise you on changes or prospective changes in the law or how the law applies or may apply in your circumstances when it changes. ​ 14.5 We will retain your files for six years from the date work is completed on your behalf. Once this six year period has expired we will contact you to discuss legal requirements for storage and data protection. ​ 15. Scope of liability 15.1 Our advice is particular to your individual circumstances. We do not accept liability to any person or organisation to whom our advice is not addressed, except where its very nature raises a legal duty of care in favour of a third party. The provisions of the Contracts (Rights of Third Parties) Act 1999 are to that extent excluded. ​ 15.2 The scope of our work will not include advising on the business implications of any matter or on financial or actuarial issues, the adequacy of any insurance arrangements or the value or physical condition of any assets. ​ 15.3 The liability of Argo Life & Legacy Ltd. and any individual director, consultant, employee and other agents of Argo Life & Legacy Ltd (and any service company owned or controlled by or on behalf of Argo Life & Legacy Ltd.) in any circumstances, whether in contract, tort, under statute or otherwise, and howsoever caused (including but not limited to our negligence or non-performance) for loss or damage arising from or in connection with the services provided in any one or series of related matters shall be limited to the extent of our Professional Indemnity Insurance from the time to time except where the rule of law overrides this term. ​ 15.4 Please note that where we recognise more than one person as our client in relation to a single matter then each agrees (a) the limit of liability will be divided between them; (b) the clients are responsible for agreeing the division of the limit of liability between them; (c) the clients are under no obligation to inform Argo Life & Legacy Ltd of the division; (d) if, for whatever reason, no such division is agreed between the clients then none of them shall dispute the validity or enforceability of the limit of liability on the grounds that no such division was agreed between them. ​ 15.5 We will use reasonable skill and care in the conduct of our work for you. Where we make an assessment, either expressly or by implication, of the likely level of risk associated with different potential courses of action you accept that such assessment is made relying only upon the information and documents then available to us and cannot therefore be definitive. Accordingly such an assessment should only be used as one element in the making of any practical or commercial decision. It is for you to decide whether to accept all or any risk. ​ 15.6 Argo Life & Legacy Ltd. as an entity will conduct the work for you and you agree that you will not bring any claim whether in contract or tort, under statute or otherwise, against any servant or agent of Argo Life & Legacy Ltd. including (without limitation) any individual director, consultant, employee, or other agent of Argo Life & Legacy Ltd. ​ 15.7 The directors, consultants, employees and other agents of Argo Life & Legacy Ltd. shall be entitled to rely on the terms of these Terms of Business insofar as they admit any liability. If you accept or have accepted any express exclusion or limitation of liability from any of your other professional advisers, our total liability to you arising out of our work will not exceed the net aggregate amount for which we would otherwise have been liable after deducting any amount which you would or we would have been entitled to recover from such adviser as a matter of law, whether pursuant to statute or otherwise, but are prevented from doing so as a result of such exclusion or limitation of liability. 15.8 We shall not be liable for: any loss, damage, cost or expense, arising from any breach by you of your agreement with us or any act or omission of any other person; or any advice or document subject to the laws of a jurisdiction outside of England and Wales; or any advice or opinion given to you by any third party (whether or not nominated or recommended by us); or any indirect or consequential loss or damage or any loss of profit, income, production, or accruals arising in any circumstances whatsoever whether in contract, tort, under statute or otherwise, and howsoever caused (including but not limited to our negligence or non-performance). ​ 15.9 Nothing in these Terms of Business exempts us from liability arising from our fraud or reckless disregard of our professional obligations, from our negligence resulting in death or personal injury; or where, in the case of a contentious business agreement law or regulation prohibits the exclusion of such liability. ​ 15.10 If anything under this heading is not acceptable to you must raise this with us immediately. ​ 16. Anti-Corruption and Bribery 16.1 We are committed to maintaining the highest standards of business practice and ethics and our procedures are aligned to the principles provided by the Ministry of Justice Guidelines to the Bribery Act 2010. Our policy applies to dealings with all clients and third parties ​ 17. Equality Policy 17.1 We are committed to promoting equality and diversity in all our dealings with clients, third parties and employees. We will not discriminate in the way we provide our services on the grounds of sex (including gender reassignment), marital status, sexual orientation, disability, race, colour, religion, age, nationality or national groups. ​ 18. Non-waiver 18.1 Failure or delay by us in enforcing or partially enforcing any provision of these terms shall not be construed as a waiver of any of our rights under these terms. ​ 18.2 Any waiver by us of any breach of or any default under any provision of these terms by you shall not be deemed to be a waiver of any subsequent breach or default and shall in no way affect the other terms ​ 18.3 If any provision of these terms is held by any court or other competent authority to be void or unenforceable in whole or in part the remaining terms shall continue to be valid together with whatever modifications shall be necessary to render the same enforceable. ​ 19. Governing law 19.1 The Law of England and Wales will govern our professional and contractual relationship with you notwithstanding that you may be based or our services are provided to you elsewhere. ​ These are our Standard Terms of Business Version dated September 2021, which we update regularly. However this version is only to be used as guidance for customers who purchase services or products from us; each one will receive their own unique set-of terms that need reading in full when they're first delivered! We will provide advanced terms of business with our estimation and scope-of works for any case that requires specialist knowledge. if you have any questions about our terms please contact us via email or telephone post@argolifeandlegacy.co.uk ​ or call 01622 843729 ​

< Back Probate From 1.5% to 0.5% value of estate Free 15 minute Consultation More Information Probate There is a lot to do when an estate needs to be administered. Argo believes in transparency of costs so we will not charge you hourly rates because you need to know what a job will costs. There are three options of how we can charge for estate administration. Previous Next

< Back Wills From £300 +vat Free 15 minute Consultation More Information Wills There are many different types of wills that you can have depending upon your circumstances. Some may be relevant for you and some may not, so we have tried to make it easy for you to spot what you may need. Previous Next

Indentification Documents (Individuals) PROOF OF IDENTITY FOR INDIVIDUALS The Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer Regulations 2017) (replacing the Money Laundering Regulations 2007) require appropriate identity (ID) evidence to be provided when certain transactions take place. The checklist below sets out the ID evidence needed. Proof of Name - 1 document required Proof of Address - 1 Document required House insurance or motor insurance certificate A visit to you in your home by an Argo Life & Legacy Ltd advisor Marriage certificate to evidence change of names NHS Medical Card National identity card bearing a photograph of the applicant Electoral Register entry Residence permit issued by the home office to EEA Nationals on sight of home country passport Inland Revenue self assessment or Tax Statement Firearms/shotgun certificate Benefit Book or original notification letter from DWP/UKGOV (cannot be used if already used as proof of name) Benefit Book or original notification letter from DWP/UKGOV Council or housing association rent card or tenancy agreement for the current year Photographic registration cards for self-employed individuals in the construction industry - CIS4 Solicitors letter confirming recent house purchase or Land Registry confirmation of address Full old-style driving licence Original mortgage statement from a recognised lender issued for the last FULL year Current Full UK or EEA photo card driving licence Bank, Building Society or Credit Union statement or passbook EEA member state identity card (which can also be used as evidence of address if it carries this) Current UK driving licence (but only if not used for the name address) Original birth certificate (UK birth certificate issued with 12 months of the date of birth in full form including those issued by UK authorities overseas such as Embassies High Commissions and HM Forces) Local authority council tax bill for the current council tax year Current signed passport Utility Bill (issued past within 3 months) Documents we will not accept include, but are not limited to: - Provisional driving licence - Mobile phone bills - Credit card statements ​ We cannot accept one form of identification for both name and address e.g. if you provide your driving licence as proof of your name you must provide another form of identification for your address, such as a utility bill. ID must be received by us before any meeting takes place or any work is commenced by us. We will also undertake an electronic identification check and will ask you to provide us with the necessary information to enable us to do this. We make a charge of £5 plus VAT per name for each electronic identification check. We may look at alternative sources of identification if documents from the schedule are not available. We would look at:- • Letter from care home manager • Letter from GP • Letter from property owner confirming temporary residence • Professional identification if someone has mental health or capacity problems Paper or electronic photocopies cannot be accepted by us (unless we have previously had sight of originals) so please ensure if you are posting identification to us it is sent to the address as listed on our letterhead using the Royal Mail Signed For service. Your ID will be returned by us using the same service. If it is not possible to send original identification documents we can accept paper or electronic copies that have been certified by a professional person (who may charge a fee) or someone well-respected in your community (‘of good standing’) like a: - bank or building society official - councillor - minister of religion - dentist - chartered accountant - solicitor or notary - teacher or lecturer The person you ask shouldn’t be: - related to you - living at the same address - in a relationship with you Take the photocopied document and the original and ask the person to certify the copy by: - writing ‘Certified to be a true copy of the original seen by me’ on the document - signing and dating it - printing their name under the signature - adding their occupation, address and telephone number

< Back Court of Protection (Deputyships) From £2000 +vat (POA) Free 15 minute Consultation More Information Court of Protection (Deputyships) There are many different types of applications with the Court of Protection that you may need to make. Property and Affairs Deputyship or Health and Welfare Deputyship Previous Next

FAQ's What you should never put in your will? Enter your answer here Do you need to list assets in a will? Enter your answer here What are the four basic types of wills? Is a simple will good enough? What you should never put in your will? Enter your answer here Can I leave my house to a friend in my will? Enter your answer here Are wills created online legal? Enter your answer here What cannot be included in a will? Enter your answer here Is the free will kit really free? Enter your answer here How do you prove invalid? Enter your answer here Do and don'ts of making a will? Enter your answer here What are the three conditions to make a will valid? Enter your answer here Can I just write a will myself? Enter your answer here Can I write a simple will myself? What is a simple will? What is the cheapest way to make a will? Enter your answer here What would make a will invalid? Enter your answer here What decisions Cannot be made by a legal power of attorney? Enter your answer here What does an LPA allow you to do? Enter your answer here What are the limitations of power of attorney? Enter your answer here Does Lasting Power of Attorney cover health and welfare? Enter your answer here What decisions can a Lasting Power of Attorney make? Enter your answer here What are the 2 types of lasting power of attorney? Enter your answer here What does an LPA allow you to do? Enter your answer here What's the difference between lasting and enduring POA? Enter your answer here Can a power of attorney take your money? Enter your answer here What can a POA do and not do? Enter your answer here What is the difference between a durable power of attorney and a general power of attorney? Enter your answer here What are the limitations of power of attorney? Enter your answer here What does a POA have control over? Enter your answer here What is the price of lasting power of attorney? Enter your answer here Should bank accounts be included in a living trust? Enter your answer here What happens when you set up a trust? Enter your answer here What are the pros and cons of a family trust? Enter your answer here Why would a person want to set up a trust? Enter your answer here Who owns the property in a trust? Enter your answer here How do you create a trust? Enter your answer here Who holds title and manages the property in a trust? Enter your answer here Does the trust or trustee own the property? Enter your answer here Do you put vehicles in a living trust? Enter your answer here What should you not put in a living trust? Enter your answer here Does a trust override a will? Enter your answer here What are the disadvantages of a trust? Enter your answer here Why use a trust instead of a will? Enter your answer here What are the benefits of having a family trust? Enter your answer here How do you structure a trust? Enter your answer here How much money do you need to set up a trust? Enter your answer here Who sets up a trust? Enter your answer here What does it mean when property is owned by a trust? Enter your answer here Who owns the assets in a family trust? Enter your answer here What is the purpose of a family trust? Enter your answer here Who owns the property inside a trust? Enter your answer here Why would a person want to set up a trust? Enter your answer here What should be included in a living trust? Enter your answer here How much does it cost to form a trust? Enter your answer here Why would a person want to set up a trust? Enter your answer here Can I have a trust without a will? Enter your answer here What is the downside of a living trust? Enter your answer here What is the main purpose of a trust? Enter your answer here What is the assessment process in care planning? Enter your answer here What is the importance of a care plan? Enter your answer here What are the benefits of advanced care planning? Enter your answer here What is the process of care planning? Enter your answer here Who needs a trust instead of a will? Enter your answer here What is the first step in estate planning? Enter your answer here Which is more important a will or a trust? Enter your answer here Which is the best to have a will or a trust? Enter your answer here How much does it cost to create an estate plan? Enter your answer here What are the main benefits of estate planning? Enter your answer here What is the difference between will and estate planning? Enter your answer here What is the main purpose of estate planning? Enter your answer here At what age should you do estate planning? Enter your answer here Why is estate planning so expensive? Enter your answer here When should you start thinking about retirement and estate planning? Enter your answer here What legal documents should everyone have? Enter your answer here What elements are contained in an estate plan? Enter your answer here What is estate planning and what are its objectives? Enter your answer here

< Back Lasting Power of Attorney LPAs From £600 + vat Free 15 minute Consultation More Information Lasting Power of Attorney LPAs There are three options of how we can charge for work relating to lasting powers of attorney. Remember there are both property and affairs and health and welfare lasting powers of attorney that you can complete. You may require one or both of these documents but so it is up to you to decide whether you complete one or both. Previous Next

Wills Fees & Charges There are many different types of wills that you can have depending upon your circumstances. Some may be relevant for you and some may not, so we have tried to make it easier for you to spot your life situation with some scenarios. ​ These are just outlines, if your life is different to these situation still contact us. Wills are individual to you. You can't just pick something up off the shelf and expect it to fit. A Will should be tailor-made just for you. ​ Wills for indiv iduals, not married with no children This will works for you if you meet the following criteria:- • You are single • You do not have children • You have assets un der £325,000 • You do not run a business or operate a farming business These wills cost £300 plus VAT ie £360 to prepare ​ Wills for married couples, wit h children This will wo rks for you if you meet the following criteria:- • You are married • You have children • You have assets under £650,000 • You do not run a business or operate a farming business These wills cost £400 plus VAT ie £480 per couple to prepare together ​ Wills for divorced individuals with children Things can begin to get a little complex when you have divorced. This will works for you if:- • You are divorced • You are cohabiting with another • You have rem arried • You have a mix of children from different relationships These wills cost £650 plus VAT ie £780 per couple to prepare together ​ ​ Wills for families with children with physical or invisible disabilities When you are a parent of a child with disabilities priorities change completely and you want to make sure, above all else, that your children are safe and protected for the future. This is where it is necessary to consider using trusts. These wills cost £1000 plus VAT ie £1,200 per couple to prepare together ​ ​ Wills to protect assets against care charges People are now more concerned about losing their hard earned savings in paying for care should circumstances arise. Whilst there is only a small number of people who do eventually require long term care would you not feel happier if you had done everything you could to protect inheritance for your children. These wills cost £1000 plus VAT ie £1,200 per couple to prepare together More complex wills If you have estates in excess of £650,000, have assets abroad, run your own business or farm you will require specialist advice which incorporates tax planning advice. To prepare wills to include tax planning advice costs will be between £1000 and £2500 plus VAT ie £1,200 and £3,000 depending upon your circumstances ​ ​ Other fees or ch arges Sometimes it is necessary to complete other work to ensure that your Wills are set up correctly. There are some costs called disbursements and some are additional charges made by Argo Disburse m ents These are fees that are payable to third parties other than Argo for other services that may be provided. You may encounter the following charges:- H M Land Registry office copy entry fee £3 to £6 per prop erty H M Land Registry land charges subject to valuation of property Electronic identification check £15 plus VAT (per name) ​ What other documents you may need There may be other services that you require in relation to the completion of your wills. These could be:- ​ Letters of wishes £100 plus VAT ie £120 (each) Notices of severance and HM Land Registry registration £250 plus VAT ie £300 ​ ​ ​ How can we help? First Name Email Last Name Phone Choose an Issue Tell us what you need help with Send Thanks for submitting! We’ll get back to you shortly.

Service Charges - Estate Administration/Probate